This 3-bed, 2-bath residence in Monticello offers the flexibility of a non HOA setting while still providing comfortable everyday living. Inside, the home offers 1,800 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. Step outside to approximately 0.88 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available, the home provides flexible options for families and visitors. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. After roughly 291 days on the market, this home remains a strong option in the area. With an asking price of $425,000, this property represents an appealing opportunity in the current market.